AI in November 2025: GPT-5.1, finance and enterprise data
OpenAI introduced GPT-5.1, UK and Singapore regulators announced a collaboration, and SAP put structured business data at the centre of its AI announcements.
This is an edited version of the November 2025 update on the original blog, presented as of 16 November 2025.
GPT-5.1 adjusts the time it spends on a question
On 12 November, OpenAI introduced GPT-5.1 Instant and Thinking. Instant could use adaptive reasoning when useful. Thinking was designed to spend more time on harder questions and less on easier ones. That made response time part of what a team could compare when testing models on its own work. OpenAI release
The UK and Singapore announced AI cooperation in finance
The FCA and the Monetary Authority of Singapore announced a collaboration on 12 November to test AI solutions and exchange regulatory perspectives. The MAS issued a separate consultation on AI risk management the following day. The announcements showed how regulators were approaching oversight and testing at the time. FCA announcement · MAS consultation
Enterprise AI needs access to business data
At TechEd on 5 November, SAP announced SAP Snowflake for Business Data Cloud and SAP RPT-1 for structured data. The announcements illustrate a practical dependency for an agent that reads from an ERP: it needs access to the right records and a clear definition of each field. SAP TechEd announcement